Pay As Low As 0% in Credit Card Processing Fees
Based in Sacramento and serving small businesses across the United States, GG Merchant Services LLC helps you pay as low as 0% in credit card processing fees with our compliant Cash Discount Program — plus next day funding, free terminal or subsidized POS systems for qualifying businesses, and honest merchant services with no contracts and no hidden fees. Proud partner of Paybotx, a California-based ISO operating since 2008.
About Us
Industry expertise, transparent merchant services, and trusted guidance — without contracts, without pressure, and focused on saving your business money. We deliver complete payment solutions built to fit how you operate today and as you grow.
Based in Sacramento, CA — serving small businesses nationwide across the United States
Proud partner of Paybotx, a California-based ISO operating since 2008
Every terminal we ship and every transaction we route runs on Paybotx's compliant, PCI-secure rails — backed by partnerships with Visa, Mastercard, American Express, Discover, and publicly-traded processors like Global Payments (NYSE: GPN) and Fiserv (NYSE: FI). This gives your business access to next day funding, free terminal or subsidized POS systems for qualifying businesses, and enterprise-grade payment technology with local, personal support.
From proprietary terminals to industry-leading POS platforms — including Clover, Valor Paytech, Dejavoo, Korona POS, and PAYS POS — we equip your business with powerful, reliable technology.
Our systems support dual pricing, cash discounts, tips, tax calculation, and robust reporting, all built in. Local setup and hands-on staff training ensure a smooth launch.
Take payments anywhere with mobile terminals featuring tap-to-pay, Wi-Fi and cellular connectivity, and fully integrated reporting.
Perfect for curbside, events, delivery, and remote operations.
Own your digital sales with direct online ordering and delivery solutions — including Dylish, an all-inclusive restaurant platform built as a lower-cost alternative to DoorDash and Uber Eats.
Dylish charges a competitive rate starting at 10% per transaction and includes comprehensive digital and physical setup tools. Get your own branded ordering platform, keep control of your customer data, and keep more of every order.
Pay as low as 0% in credit card processing fees. Modern payments, local support, real savings.
Contact UsOur Services
Comprehensive merchant services designed to reduce costs, improve efficiency, and help your business grow.
Pay as low as 0% in credit card processing fees. A Cash Discount Program passes card processing costs to card-paying customers, while cash payers get a discount — so your merchant fees effectively drop to zero.
A business processing $20,000/month in card transactions could save $4,800–$9,600 annually — money that goes straight back into your pocket.
Traditional merchant services allow businesses to accept credit and debit card payments while the business covers the processing fees.
Get your money faster with next day funding on eligible batches — better cash flow for payroll, inventory, and daily operations.
Qualifying businesses can receive a free terminal or subsidized POS system — or financing plans that avoid hefty upfront costs.
Responsive, reliable customer service that puts your business first.
Flexible merchant services with no contracts, no hidden fees, and no hassle.
Equipment
A sample of the hardware and software we deploy for Sacramento businesses — from countertop terminals to full point-of-sale bundles, gateways, and phone-based payments.
Compact countertop POS with built-in payments, receipts, and reporting.
Handheld all-in-one for tableside, curbside, and on-the-go checkout.
Full retail bundle with inventory, staff, and multi-location reporting.
All-in-one touchscreen POS station with built-in printer, cash drawer, and kitchen display integration.
Dual-screen smart terminal built for cash discount and dual pricing.
Countertop terminal with Wi-Fi and 4G, ideal for busy storefronts.
Sleek Android terminal with long battery life for mobile merchants.
Phone-based payments plus virtual terminal and gateway for invoices.
Don't see what you need? Ask us — we source gateways, accessories, and refurbished equipment too.
Transparent Pricing
Most processors bury extra charges in your statement. We don't. Here's what disappears when you switch to GG Merchant Services LLC.
Why Choose Us
At GG Merchant Services LLC, we believe in transparent, honest service. No tricks, no fine print — just reliable merchant services that help your business succeed.
Current Monthly Fees
$300
Potential Monthly Savings
$300
Annual Savings
$3,600
*Estimated savings based on our Cash Discount Program. Actual savings may vary based on your business type and transaction volume. This tool provides a general estimate, not a guarantee.
Get a free, no-obligation statement review. Email your most recent merchant processing statement (full month, PDF preferred) and we'll analyze it to show you:
Your information is kept completely confidential and will only be used to provide your savings analysis.
FAQ
Straight answers about cash discount programs, California surcharging rules, and getting started with GG Merchant Services LLC.
A cash discount reduces the standard displayed price for customers who pay with cash, whereas a surcharge adds an extra fee on top of the displayed price for customers who pay with a credit card. Both methods help businesses offset credit card processing costs, but they differ significantly in pricing structure, legality, and rules.
California Civil Code §1748.1 generally prohibits merchants from adding a surcharge to customers who pay by credit card. California's SB 478, the Honest Pricing Law effective July 2024, requires businesses to advertise the full price including all mandatory fees and prohibits hidden junk fees. At the federal level, Regulation Z (Truth in Lending Act) requires that any credit card surcharge be clearly disclosed before checkout and generally limits the surcharge to the merchant's actual cost of accepting the card. Because California's surcharge ban remains in effect, most California businesses cannot add a credit card surcharge, but they can offer a compliant cash discount program. We recommend reviewing your specific situation with a qualified attorney.
Onboarding typically takes 1–3 business days. You will need your business registration documents, tax ID, bank account verification, a copy of your driver's license, and a voided check. Our team guides you through every step via a secure digital portal. Equipment can be delivered and installed within 1–2 weeks.
We support all major U.S. card networks including Visa, Mastercard, American Express, and Discover. We also accept Apple Pay, Google Pay, and cryptocurrency payments (subject to approval).
Yes — approved accounts can get up to 1.5x your average monthly card volume. Get the working capital you need in as little as 24–48 hours, and repayments adjust with your sales.
On Instagram
See how we're helping small businesses in Sacramento and across the U.S. lower their processing costs and modernize their operations.
Visit Our InstagramGet Started
Tell us a little about your business and we'll show you how to pay as low as 0% in credit card processing fees, plus next steps for getting set up.
Prefer to talk now?
Call Grace (530) 304-1125 or email ggmerchantservicesllc@gmail.com.
Ready to Get Started?
Join Sacramento businesses that have reduced their processing costs and improved their operations with GG Merchant Services LLC.
Free consultations — no obligation
Based in Sacramento, CA — serving small businesses nationwide.
